/* ================================================================
   NOVU INSURANCE — SERVICES PAGE REFRESH
   Loaded last. Reduces text overload + adds an intuitive accordion.
================================================================ */

/* ---------------- CORE SERVICE CARDS — cleaner & scannable ---------------- */
/* Clamp the long descriptions to keep cards uniform and easy to scan
   (full text stays in the DOM for accessibility / SEO). */
.svc-card__desc {
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.svc-card__icon-wrap {
  background: rgba(199,154,62,0.12) !important;
  color: var(--color-gold-dark) !important;
}
.svc-card:hover {
  border-color: rgba(199,154,62,0.40) !important;
}
.svc-card__link { color: var(--color-navy-dark); font-weight: var(--fw-semibold); }
.svc-card__link:hover { color: var(--color-gold-dark); }

/* ---------------- SPECIALTY → ACCORDION ---------------- */
.svc-acc {
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.svc-acc__item {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: border-color var(--transition-normal), box-shadow var(--transition-normal);
}
.svc-acc__item.is-open {
  border-color: rgba(199,154,62,0.45);
  box-shadow: var(--shadow-sm);
}
.svc-acc__head {
  width: 100%;
  display: flex;
  align-items: center;
  gap: var(--space-4);
  padding: var(--space-4) var(--space-5);
  text-align: left;
  background: none;
  cursor: pointer;
}
.svc-acc__ico {
  flex-shrink: 0;
  width: 46px; height: 46px;
  display: grid; place-items: center;
  border-radius: var(--radius-md);
  background: rgba(199,154,62,0.12);
  color: var(--color-gold-dark);
  font-size: 1.35rem;
  transition: background var(--transition-normal), color var(--transition-normal);
}
.svc-acc__item.is-open .svc-acc__ico {
  background: var(--gradient-navy);
  color: var(--color-gold-light);
}
.svc-acc__title {
  flex: 1;
  font-family: var(--font-primary);
  font-size: var(--fs-md);
  font-weight: var(--fw-semibold);
  color: var(--color-navy-darkest);
}
.svc-acc__plus {
  flex-shrink: 0;
  width: 30px; height: 30px;
  display: grid; place-items: center;
  border-radius: var(--radius-full);
  background: rgba(199,154,62,0.12);
  color: var(--color-gold-dark);
  font-size: 1.15rem;
  transition: transform var(--transition-normal), background var(--transition-normal), color var(--transition-normal);
}
.svc-acc__item.is-open .svc-acc__plus {
  transform: rotate(45deg);
  background: var(--gradient-gold);
  color: #fff;
}
.svc-acc__panel {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-normal);
}
.svc-acc__panel-inner { padding: 0 var(--space-5) var(--space-5) calc(46px + var(--space-5) + var(--space-4)); }
.svc-acc__panel-inner p {
  font-size: var(--fs-base);
  color: var(--color-text-light);
  line-height: var(--lh-loose);
  margin: 0;
}

@media (max-width: 560px) {
  .svc-acc__panel-inner { padding-left: var(--space-5); }
  .svc-acc__title { font-size: var(--fs-base); }
}